Financial Planning A Planning To Achieve One’s Financial Goals}

Posted by: AiRc8Vhp  :  Category: Wealth Management

Financial Planning- A planning to achieve one’s financial goals


Jiten Sukhrani

While one cannot predict the future,one should certainly be better prepared for it as all of us have our goals to be fulfilled at every stage of life and these goals will only be achieved if one has done the financial planning. So, its better to start planning now as prevention is always better than cure. Financial planning is a systematic approach whereby the financial planner maximizes customer’s existing financial resources by using the appropriate financial tools and investment vehicles to best achieve his financial goals and objectives.

In other words, financial planning is the process of meeting once life goals through proper management of one’s finances. Life goals can include buying a home, saving for children’s education,buying a car, protecting family against financial risks or planning for retirement. The need for financial planning arises from the need of meeting the financial goals of one’s life & it is financial planning that helps us to take a comprehensive look towards one’s futures financial needs and goals including cash flow, debt management, education funding, retirement planning, estate conservation and portfolio management. Financial planning gives you the direction to make informed decisions about your investments so that you won’t make any mistakes and you can reap the benefits of your financial planning for the rest of your life. Financial planning is simple mathematics. There are 3 major components :1.Financial Resources (FR)2.Financial Planning Tools (FT)3.Financial Goals (FG) When you want to maximize your existing financial resources by using various financial tools to achieve your financial goals, that is financial planning. Financial Planning : FR + FT = FGBenefits of Financial Planning: Financial Planning ensures that the right amount of money is available in the right hands at the right point of time in future to achieve specific Financial Goals. Virtually anyone with moderate wealth or a decent income can avail the benefits of financial planning like: Financial Planning is based on individual risk profiling, and it provides a road map to achieve financial goals.Financial Planning helps you take a ‘big picture’ look at your financial position and it guides you to examine your current financial status and determine objectives. It helps in devising a strategy or plan for how you can meet your goals given your current situation and future plans. It also identifies weaknesses and recommends improvements.It puts in place the risk management system to meet uncertainties of life through efficient Insurance Planning, Tax Planning and Estate planning.Financial planning is the process of managing your money to achieve personal economic satisfaction. It allows you to control your financial situation and provides a feeling of security and less stress. It is a disciplined approach to managing your finances to reach life goals. It involves systematic & disciplined investment mechanism, which helps in creating wealth over a period of time. It helps you to become more responsible towards disciplined investing. Financial Planning Process: The Financial Planning Process consists of six steps, using which, you can work out where you are now, what you may need in the future and what you must do to reach your goals. Step 1: Determine Your Current Financial SituationStep 2: Develop Financial GoalsStep 3: Develop financial planning alternatives Step 4: Evaluate AlternativesStep 5: Create and Implement a Financial Action PlanStep 6: Re-evaluate and Revise One’s Plan Financial planning, especially at an early age can help to give your life focus and help you to achieve your goals in life. So, start your financial planning today and fulfill all your dreams & goals of life without any hassles.Financial planning services in india


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Financial Planning- A planning to achieve one’s financial goals}

Help Customers Fight Winter With Promotional Ice Scrapers

Posted by: AiRc8Vhp  :  Category: Wealth Management

By Matt Franks

Winter is coming. That’s the sad fact. Soon the weather is going to be changing and the nice weather that we are having now is going to be turning to ice and snow. So what is a company to do? How do they help people get ready for those months of cold weather, frosted windshields and mornings full of cleaning them off? There is no better way than to offer people promotional ice scrapers.

There are a couple of reasons why promotional ice scrapers are such a popular item with companies to bear their name and logo.


One of the things that companies like about promotional ice scrapers is their low price. They don’t have to worry about using up all of their advertising money on them, leaving them free to buy other promotional items as well.


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Another good point about promotional ice scrapers is the fact that they are practical. So many companies give out items that are cute or that look nice, but the customers find that they don’t have anything to do with them. So they wind up in a drawer or in the rubbish bin. That won’t happen with promotional ice scrapers.

Here are some tips on how to promote a business with promotional ice scrapers tog get the best results possible.

Order Early

When your company is planning to use promotional ice scrapers in their advertising campaign, make sure that you are getting your orders in early. This is going to allow you to get enough promotional ice scrapers to give out to people and make sure that you have them by the time they are needed.

Give Them Out Freely

Another thing to remember is that you should give them out. Everyone can use another ice scraper to use when they are driving in the winter time, especially employees. Giving each of your employees one of your promotional ice scrapers will ensure that they are going to have what they need in the winter to drive safely and get to work on time. They are a great item to give out at trade shows and other multi company events, as long as the event isn’t held in a warm climate.

Give Them Out Before the Snow Starts

The best time to give out promotional ice scrapers is before someone needs them. It shows that your company is thinking ahead and that you want your customers to be prepared. Customers are going to appreciate your thoughtfulness and the fact that you thought of their needs.

Promotional ice scrapers are a great promotional item to hand out to everyone that will have to battle the elements this winter. They are something that is inexpensive and practical, and something that people are going to use. Simply remember to order your promotional ice scrapers early so that you have them to hand out to customers and you will find that they are interested in doing business with your company. Promotional ice scrapers are something that will help your company more than scrape by.

About the Author: Matt Franks is director of Fluid Branding, the UK’s largest supplier of

promotional ice scrapers

and other

Promotional Products

at For Eco Friendly promotional products, including Recycled, Organic and Sustainable items visit


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A Les Brown Review The Man Behind The Myth

Posted by: AiRc8Vhp  :  Category: Wealth Management


Les Brown is one of the worlds top motivational speakers. As motivational speakers go, few come any more inspirational than Les brown. Ever since he dusted his own less-than flattering childhood, his life and his speeches have inspired not a few persons to put their past behind them and step into a life of triumph and confidence and of contribution to the human race.

Les is a firm believer that we all have locked within each of us the ways and means to unbelievable achievements. And if you ever listened to any of his speeches, youll agree that he has taken it upon himself to set as many people as would make themselves available on the road to achieving more than they ever dared to imagine. If you peep into his background youll understand why this guy thinks the way he does.

Les Brown was one of twin boys born to a mother who didnt want them because their birth was to reveal the shame of her illicit affair. She went to great lengths to hide their birth; first, she gave birth to them in an uncompleted building.

And when that didnt quite hide the secret, she arranged to have them adopted within their first month of life by a woman who herself was an unmarried domestic staff. Though the woman showed the young Brown lots of kindness and instilled some self-belief in him, his checkered childhood was always going to take a toll on himfor a while.

During his adolescent years he was gradually gaining a reputation for being an unruly and mischievous child. He had problems concentrating, and was soon labeled retarded. And he lived true to that labeluntil someone gave him another one!

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To all intents and purposes, it was LeRoy Washington who redirected Les Browns course in life. LeRoy was quoted to have told Brown that someones opinion of you does not have to become your reality.

That statement was to change Les Browns approach to life forever.

It was like a release from the mental fetters with which he had been hoodwinked for years. Having learned that empowerment comes from within, Les life was never going to be the same again. The former city sanitation worker steadily worked his way to the Ohio state legislature.

Then a chance meeting with Zig Ziglar, the great motivational speaker finally inspired Les Brown to harness his own public speaking skills. At the time, neither Les nor anybody who knew him thought he could make a great public speaker. But as he said in one of his books life takes on new meaning when you become motivated.

Les Browns foray and eventual success in public and motivational speaking owes more to the power of motivation than anything else. His speaking career eventually blossomed and he began to speak to larger and larger audiences, including Fortune 500 companies.

So what can you learn from this great orator and motivator? Personally I have identified two key lessons we all can learn from Les Browns life and career: (1) Do not operate your life with a manual handed to you by others. Simply put, do not allow peoples opinion of you to determine how you approach life and what you attempt in life.

(2) Les Browns personal life and career achievements also prove that with the right motivation and inspiration, each one of us can go much further in life than where our family circumstances and environment left us. Now, that should be very liberating, dont you agree?

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