MetLife to acquire Travelers Life and Annuity from Citigroup

Posted by: AiRc8Vhp  :  Category: Uncategorized

Monday, January 31, 2005

Metlife announced on 01/31/05 that they were going to acquire Travelers Life and Annuity from Citigroup. Travelers Life and Annuity is an insurance underwriter. MetLife is a large life insurance and annuities underwriter. MetLife will have to borrow a lot of money to pay for the company, so rating agencies like S&P warn that the AA credit rating of MetLife might be lowered. This would cause the interest rates at which all of MetLife’s debt must be repaid to increase.

Citigroup committed to continue distributing Travelers life insurance and annuities through its Smith Barney stock brokers, Primerica agents, and Citibank branches.

Citigroup was previously known as Travelers Insurance before it bought Citicorp. First the Property and Casualty business of Travelers was spun off, and now the life insurance division has been sold off. This is primarily because insurance underwriters get a lower price to earnings multiple from the stock market because of the cycles and uncertainty associated with the insurance business. Also, having an insurance underwriter and a bank together does not usually create “cross-sell” opportunities, because consumers and businesses almost always buy life insurance and annuities through brokers who have a duty to give them other options. Citigroup will continue to sell insurance through its brokers as before.


Benefits Of Using Fireplace Inserts

Posted by: AiRc8Vhp  :  Category: Equipment

byadmin

Using a fireplace can help cut heating costs in the winter, and it’s nice to be able to sit in front of the fireplace and enjoy the warmth and the view of the flames. However, a regular fireplace isn’t that energy efficient and can take a lot of work to maintain. It’s sometimes a better option to purchase Fireplace Inserts for a home’s fireplaces from a company such as Thefireplaceguys.com.

Less Expensive Than a New Fireplace

Old fireplaces are only about 5 to 10 percent efficient and can be dangerous if not properly maintained. In some cases, the only safe way to use a fireplace is to replace it or get an insert. Inserts are much more affordable than totally redoing the fireplace and chimney.

Choose Fuel Type

Depending on the type of insert a person chooses, they can use wood, pellets, propane, coal, or natural gas as fuel. Gas will quickly heat up any room, but wood or pellets are more environmentally-friendly options. Wood burning inserts can be used even if the power goes out, which isn’t the case with other types of inserts, but then a person needs to deal with hauling wood. Gas and propane inserts have the least maintenance, as they don’t need to regularly be cleaned or have the ashes removed. For the least emissions, choose an EPA-certified wood burning insert, which has almost zero emissions.

More Efficient

Putting Fireplace Inserts into the fireplaces of a home can increase their efficiency by over 40 percent, depending on the type of insert chosen. They get rid of down drafts that can cause cold air to enter a home and add insulation to the home, so they help decrease heating and cooling costs even when they’re not in use. Because of the improved design of an insert over a fireplace, they also allow a room to be heated up to three times longer with the same amount of fuel.

Many Styles to Choose From

There are a number of different styles of inserts, making it so a person can choose the one that best suits the style of the room where it will be placed. This means the fireplace will be an attractive part of the home and enhance the look of the room instead of detracting from it.

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Pirate attacks bring UN aid to Somalia to a halt

Posted by: AiRc8Vhp  :  Category: Uncategorized

Monday, May 21, 2007

On Saturday, May 19, a ship chartered by the United Nations’ (UN) World Food Programme (WFP), came under attack off the coast of Somalia after making a delivery in Merca.

Two speedboats with armed guards were sent out to intercept the attack. One of these men was killed. The ship which was headed to Dar es Salaam in Tanzania, did not fall into the hands of the pirates.

Since the attack, WFP has suspended deliveries by ship. Shipping is the main and fastest way of getting food relief into Somalia. This comes just days after WFP announced that it was stepping up food deliveries.

“This attack underscores the growing problem of piracy off Somalia which, if unresolved, will sever the main artery of food assistance to the country – and to the people who rely on it for their survival,” said Josette Sheeran, executive director of the WFP in a news release.

“Unless action is taken now, not only will our supply lines be cut, but also those of other aid agencies working in various parts of Somalia.”

“WFP is very saddened and alarmed by the death of the guard, who showed great courage while the ship came under attack. We send our sincere condolences to his family,” she continued. “We urge key nations to do their utmost to address this plague of piracy, which is now threatening our ability to feed one million Somalis.”

This attack underscores the growing problem of piracy off Somalia which, if unresolved, will sever the main artery of food assistance to the country

“We are not taking any risks after being victims four times. We planned to go to Somali this week but following Saturday’s incident our ship will not sail,” said Karim Kudrat who owns MV Rozen, which was hijacked in February and released forty days later upon payment of ransom.

The United States Navy‘s Maritime Liaison Office (MARLO) in Bahrain has issued a warning, advising all ships to stay at least 200 nautical miles (NM) off the coast of Somalia.

This month alone, four ships have been hijacked by pirates and three of them are still being held. Two of the ships, South Korean fishing trawlers, were boarded some 210 NM off the coast, which is outside of Somalia’s Exclusive Economic Zone. Scores of crewmembers remain hostages. The sailors are said to be from China, India, Vietnam and South Korea.

“Attacks have sprung up again because we believe there is no government in place to control the militants … when the Islamists were in power there were no attacks,” Cyrus Moday, a senior analyst at the International Maritime Bureau told Reuters.

An anonymous maritime security expert told BBC News: “We have evidence that the pirates have a main contact in Puntland and it’s up to the interim government in Somalia to track and arrest the contact for taking part in an illegal syndicate.”

“In the hope of enriching themselves, these pirates are very cruelly playing with the lives of the most vulnerable women and children who had to leave their homes because of fighting. We appeal to the Somali authorities to act to stop these pirates before they cause more misery both to the crews of hijacked ships and to the people who rely on WFP food for their survival,” Peter Goossens, director of WFP Somalia, said.

Alleged pirates sometimes call themselves coast guards, claiming to protect Somali waters from polluters and illegal fishing.

Rachel Weisz wants Botox ban for actors

Posted by: AiRc8Vhp  :  Category: Uncategorized

Tuesday, July 7, 2009

English actress Rachel Weisz thinks that Botox injections should be banned for all actors.

The 39-year-old actress, best known for her roles in the Mummy movie franchise and for her Academy Award-winning portrayal in The Constant Gardener, feels facial Botox injections leave actors less able to convey emotion and that it harms the acting industry as much as steroids harm athletes.

In an interview with UK’s Harper’s Bazaar, coming out next month, Weisz says, “It should be banned for actors, as steroids are for sportsmen,” she claims. “Acting is all about expression; why would you want to iron out a frown?”

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Currently living in New York, she also mentions that English women are much less worried about their physical appearance than in the United States. “I love the way girls in London dress,” she claimed. “It’s so different to the American ‘blow-dry and immaculate grooming’ thing.”

Why To Get Dental Implants

Posted by: AiRc8Vhp  :  Category: Dental Services

Why to Get Dental Implants

by

Neeraj Arora

A

dental implant

is also called a tooth implant and definitely has a lot of advantages. It is an artificial tooth root and it is fixed into the jaw bone through a small surgical procedure. Its main function is to form a base in order to hold a replacement tooth or a denture. Most of the time the artificial root is just titanium screw. When it is surgically anchored in the bone, it fuses biologically with the living bone and helps to build up a foundation on which the bridge or crown can be attached.

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A dental implant is extremely advantageous because this is the only way that a replacement tooth can be fixed securely into the jawbone. People with dental implants do not require removable dentures at all, and the dental implant helps to build up a sort of denture self-confidence due to the stability that it provides. The patient automatically experiences an improvement in speech, improvement in his chewing function and has a better appearance overall. With a complete set of teeth, speech improvement occurs immediately. Dental implants look and feel just like real teeth. Now you can show your teeth with a healthy smile and all this makes you feel more confident and it raises your self-esteem. Since the chewing function improves, digestion improves as well. Dental implants

are a permanent feature, and cannot be taken out and cleaned. Therefore you should take good care of them, just as you take care of all your teeth. No extra care is needed, and you may not be able to distinguish later between your teeth and the implants.

If your teeth require construction of a bridge, the adjacent teeth are normally a form of support for it. But if you have a dental implant, the adjacent teeth are spared the involvement and the result is a preservation of valuable tooth tissue. Undoubtedly your overall oral health will improve with dental implants. A missing tooth for a long time can cause a host of problems like gum disease, shifting of teeth and sometimes even jaw disorders. A dental implant

is better than a denture, not only because it remains as a strong foundation for a lifetime, but also because there are no hassles regarding cleaning of the dentures where several pastes and glues are used to keep the denture in place.

The level of comfort for the patient is of utmost importance. If a patient wears dentures, it is possible that comfort may be lacking. On the other hand a dental implant also replaces the missing tooth, but does not affect the surrounding teeth and looks just like the original one.

Dr. Kathuria’s Multispeciality Dental Clinic, in Delhi, India, offering world class

dental implants

.

Article Source:

ArticleRich.com

Java creator criticizes .Net

Posted by: AiRc8Vhp  :  Category: Uncategorized

Saturday, February 5, 2005

AustraliaJames Gosling, the creator of the Java programming language, said last week that he believes Microsoft is wrong in its decision to support C and C++ programming languages in the common language runtime in Microsoft .NET. According to him, this decision may lead to severe security flaws in .NET. Gosling is currently in Australia, giving talks and visiting friends.

According to Gosling, the problem lies with the programming languages and some of their characteristics: “C++ allowed you to do arbitrary casting, arbitrary adding of images and pointers, and converting them back and forth between pointers in a very, very unstructured way.”

The Java language was developed due to limitations of C++. Gosling began using C++ for the former Sun Microsystems‘s star-seven project. At that time Gosling concluded C++ was inadequate and created the Oak language. The Oak language would become the language known today as Java. The former star-seven project shares its defining characteristics with networked software applications today: safety and portability.

Gosling continues: “If you look at the security model in Java and the reliability model, and a lot of things in the exception handling, they depend really critically on the fact that there is some integrity to the properties of objects. So if somebody gives you an object and says ‘This is an image’, then it is an image. It’s not like a pointer to a stream, where it just casts an image.”

Charles Sterling, a Microsoft developer and product manager of the .NET framework, didn’t entirely disagree with Gosling’s thoughts. But he said that .NET defines different types of code. And there is the code which is managed by the .NET framework. All new Microsoft languages, such as C# and Visual Basic.NET, produce only code managed by the .NET framework, so they are safe.

A key idea that has not shown up in Gosling’s talk is that Java itself allows a very similar process to occur. Java’s JNI (Java Native Interface) allows the integration of the same unsafe code that prompted Gosling’s central thesis.

However, Gosling says languages like C and C++ can still produce unsafe code which would not follow the rules of safety of .NET. This sort of code, usually found in old software applications, requires additional .NET permissions to execute. Sterling says it is up to developers to decide whether or not to use unsafe code in their .NET applications.

News briefs:January 04, 2008

Posted by: AiRc8Vhp  :  Category: Uncategorized

Contents

  • 1 Wikinews News Brief January 04, 2008 23:35 UTC
    • 1.1 Introduction
    • 1.2 Israeli troops kill 9 in Gaza
    • 1.3 Georgian President faces election challenge
    • 1.4 US unemployment hits two-year high
    • 1.5 Israel plans crackdown on West Bank settlement outposts
    • 1.6 Transaven Airlines plane carrying 14 people crashes off Venezuelan coast
    • 1.7 Sportswriter Milt Dunnell dies at 102
    • 1.8 2007 was particularly good year for aviation safety
    • 1.9 U.S. Senator Dodd bows out of presidential race
    • 1.10 Intel ends partnership with One Laptop Per Child program
    • 1.11 British Investigators arrive in Pakistan to join Bhutto investigation
    • 1.12 Disgorge bassist Ben Marlin dies from cancer
    • 1.13 Egypt lets 2000 pilgrims through Rafah
    • 1.14 Launch of Space Shuttle Atlantis once again delayed
    • 1.15 Study suggests hospitals are not the best place for cardiac arrest treatment
    • 1.16 US dollar no longer accepted at Taj Mahal and other Indian historical sites
    • 1.17 Footer

[edit]

Toronto prepares for Monday transit strike

Posted by: AiRc8Vhp  :  Category: Uncategorized

Saturday, April 9, 2005

The Toronto Transit Commission is expected to strike Monday. The TTC workers union, the Amalgamated Transit Union Local 113, rejected a deal offered by TTC management. They last went on strike in 1999. The average daily ridership exceeds 1.3 million passengers.

The city of Toronto has prepared to help deal with the forecasted traffic congestion by opening up free parking for car-pools at 14 city-owned community centres, banning parking on some city streets, and opening up some bus-only lanes to car-pools.

The initial deal, which was rejected, offered a 2% wage increase over five years. With a huge turnout the union-members voted against accepting the offer with a 99% majority according to a press release by the union. The union rejected the latest offer Friday reported to be a three-year contract with raises of 2.75 percent in the first year, three percent in the second and 3.25 percent in the third.

Passengers evacuated at Prague airport after drawing of bomb found in plane

Posted by: AiRc8Vhp  :  Category: Uncategorized

Wednesday, December 19, 2018

On Sunday night in Prague, Czech Republic, 183 people on a Jet2 flight arriving from Manchester, United Kingdom were evacuated after, reportedly, discovery in the aircraft’s toilets of a picture of a bomb.

The Czech foreign ministry’s spokesperson said a painting of a bomb had been found in the plane’s toilet by a flight attendant. According to the spokesperson, a search of the plane turned up no bombs.

A passenger said they were informed of a “threatening note” in the aircraft’s bathroom, and kept for roughly four hours at the airport.

From passenger accounts, every single passenger on the plane was interviewed, and the CCTV checked. One of the passengers said that, despite all of this, they saw no arrests in connection with this incident.

A spokeswoman for Jet2 said they were sorry about any inconvenience the evacuation caused, but consider people’s safety on-board the most important thing.

U.S. Coast Guard investigation finds ‘poor safety culture’ contributed to Deepwater Horizon disaster

Posted by: AiRc8Vhp  :  Category: Uncategorized

Sunday, April 24, 2011

An investigation by the United States Coast Guard has concluded the largest oil spill in the history of the petroleum industry was partly the result of a “poor safety culture” aboard the Deepwater Horizon oil rig. The April 2010 explosion aboard the rig, which is located in the Gulf of Mexico, triggered a disaster that led to widespread environmental damage.

The report squarely blames Transocean, which managed the Deepwater Horizon, for being largely responsible for the explosion that claimed eleven lives. The rig had “serious safety management system failures and a poor safety culture,” the report says. Transocean fiercely rejected allegations that crews aboard the rig were badly trained and equipment was poorly maintained.

Deepwater Horizon and its owner, Transocean, had serious safety management system failures and a poor safety culture.

A slapdash safety environment on Deepwater Horizon would mean equipment was not mended or replaced if it meant losing valuable hours of drilling, the Coast Guard found. Electrical equipment believed to have caused a spark that ignited flammable gas was described as being in “bad condition” and “seriously corroded.” The report found that other deficiencies—improperly assembled gas detectors and emergency equipment; audible alarms switched off because of nuisance false warnings; complacency with fire drills; and poor preparation for dealing with a well blowout—all contributed to the disaster.

Transocean attacked the report’s conclusions and suggested the Coast Guard may have played a role in the disaster. A spokesperson for the company said Deepwater Horizon had been inspected by Coast Guard officials only months before the explosion, officials who said it complied with safety standards. “We strongly disagree with—and documentary evidence in the Coast Guard’s possession refutes—key findings in this report,” the company said.

This week, Deepwater Horizon owner BP launched legal action against Transocean. It also filed a lawsuit against Halliburton, the company that cemented the well, and Cameron, which manufactured the rig’s failed blowout preventer. BP is reportedly seeking to claim US$40 billion in damages, and alleges it has taken a massive financial hit and loss of reputation. In a statement, BP said it filed the lawsuits “to ensure that all parties … are appropriately held accountable for their roles in contributing to the Deepwater Horizon accident”.

In the lawsuit against Transocean, BP claims the company missed signs that a disaster was imminent and that it “materially breached its contractual duties in its actions and inactions leading to the loss of well control, the explosion and the loss of life and injuries onboard the Deepwater Horizon, as well as the resulting oil spill.” Halliburton, BP alleges, was riddled with “improper conduct, errors and omissions, including fraud and concealment” which led to the disaster, and continues to refuse to cooperate with investigators.

Transocean dismissed the lawsuit as “desperate” and “unconscionable,” and announced a countersuit against BP, which it claims was responsible for the disaster “through a series of cost-saving decisions that increased risk, in some cases severely.” Halliburton and Cameron, which is also countersuing, announced they would defend themselves against BP’s allegations.

U.S. President Barack Obama marked the anniversary of the explosion by conceding that although “progress” has been made to ensure the safety of deep water drilling rigs, “the job isn’t done.” Obama’s comments came less than a week after leading experts raised serious questions over the security of deep water drilling as the U.S. government approves more exploration without improving safety measures.

Charles Perrow, a professor at Yale University, said the oil industry “is ill prepared at the least” to deal with another oil spill, despite repeated assurances from the industry and the government, which insists lessons have been learned from the Deepwater Horizon disaster. “I have seen no evidence that they have marshaled containment efforts that are sufficient to deal with another major spill,” he said. “Even if everybody tries very hard, there is going to be an accident caused by cost-cutting and pressure on workers. These are moneymaking machines and they make money by pushing things to the limit.”

However, politicians have insisted they are doing all they can to help clean the coast of oil. “Cleanup efforts in some places are still ongoing, and the full scale of the damage done to our state has yet to be calculated, but the good news is that most all of our fishing waters are back open again,” said Louisiana Governor Bobby Jindal at a press conference. “All of us here today want the entire nation to get the message that Louisiana is making another historic comeback.”

I don’t see any hope at all. We thought we’d see hope after a year, but there’s nothing.

Gulf Coast residents, activists and relatives of the crewmen who were killed in the explosion paused this week for the anniversary of the oil spill’s beginning. A helicopter took the victims’ families from New Orleans to over the site where the rig stood, where it circled. “It was just a little emotional, seeing where they were,” said one victim’s mother. Remembrance services and candlelight vigils were held in the Gulf Coast region, which continues to suffer from the fallout of the catastrophe. The families have expressed anger at BP, who they say is being unfair and slow in paying out compensation from a $20 billion fund.

The area is still heavily affected by the disaster and reconstruction of the seafood industry that once thrived is slow. While tourists are beginning to return to the region, many are angry at BP and the Obama administration over how they handled the disaster. All the fishing waters in the area have now opened again, but people who live in the area remain dissatisfied. “I don’t see any daylight at the end of this tunnel,” one fisherwoman said. “I don’t see any hope at all. We thought we’d see hope after a year, but there’s nothing.”